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Best-in-class reporting, delivered as a service
Vestigo Vision leverages the deep lending experience of the Vestigo team
Industry-leading reports delivered each month, putting the right information in front of the right people
Lack of Insight → Poor Decisions
The Vestigo team undertakes credit risk, modelling and commercial analytics activities for numerous lenders in the consumer and SME spaces, from large household names to non-traditional and specialist lenders
A common source of frustration within our clients is the lack of access to well-designed, insightful regular credit risk reports
Without a clear view of performance, customer behaviour, and portfolio make-up, decision makers do not have the information necessary to make well-informed strategic decisions
How Vestigo Vision Can Help
Application Flow & Decisioning
Understand your application funnel:
- How are applications converting?
- What % of decisions are manual?
- What are the main rejection reasons
Origination Profiling
Track mix and performance of new lending:
- What is the profile of new business?
- How is the early performance of originations tracking vs expectation?
Portfolio Stock & Flow
Pick out key movements and behaviours of the book:
- What accounts are flowing in and out of the book?
- What are the KPIs of the portfolio, and how do these vary by segment and vintage?
Collections & Recoveries
Recognise the pressure points within your portfolio:
- How is the collections process performing?
- What is the flow to default, and how do these recover or lead to asset sale?
Custom Segments & Focus Items
Drill down to what matters most to your business:
- Are there any hot spots or red flags within the portfolio?
- What is the concentration risk in the loan book?
Portfolio Forecasting
Within the same Vision ecosystem, produce a future view of your portfolio:
- What cashflows will your portfolio produce if performance continues?
- How will margins change under different new lending assumptions?
- What happens to the portfolio under stress scenarios?
We build analytical solutions that are focused on your real-world objectives
Vestigo Partners are a team of experienced and dynamic analytics and credit risk professionals established in 2017.
With a strong pedigree in financial services and credit risk, and experience across a broad range of lending products and markets, we deliver comprehensive, actionable solutions to drive your business forward.
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Experienced risk and analytics consultancy
Building analytical solutions that are focused on your real-world objectives
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